Millions of children qualify for free or low-cost health coverage through Medicaid and CHIP. Find out if your family is eligible and get your kids covered today.
Three main options exist for getting your children covered. Here's what you need to know about each.
Free coverage for qualifying families
Low-cost coverage for middle-income families
Subsidized private insurance for all
Each state runs its own Medicaid and CHIP programs with different names, eligibility rules, and benefits. Click your state to find local resources.
Eligibility is based on family size and income. Many families are surprised to learn they qualify - even those with higher incomes can get CHIP coverage.
| Family Size | 138% FPL (Medicaid) | 200% FPL (CHIP) |
|---|---|---|
| 2 | $25,268 | $41,400 |
| 3 | $31,876 | $52,200 |
| 4 | $38,484 | $63,000 |
| 5 | $45,092 | $73,800 |
| 6 | $51,700 | $84,600 |
Many states have higher income limits. Apply to check your eligibility!
Once your kids are covered, make sure the rest of your family is protected too.
Protect your children's future. If something happens to you, life insurance ensures they're taken care of financially.
Get Life Insurance QuotesDon't qualify for Medicaid? Get affordable family health coverage through the marketplace with premium tax credits.
Compare Family PlansAre grandparents helping raise the kids? Make sure they have the coverage they need with Medicare.
Medicare InformationYou'll need proof of income (pay stubs, tax return), Social Security numbers for all family members, and proof of residency.
Visit HealthCare.gov or your state's Medicaid website. You can also call 1-877-KIDS-NOW for help applying.
States must respond within 45 days. If approved, coverage often starts immediately or the 1st of the next month.
Once enrolled, select a primary care doctor for your children and schedule their first checkup.